Binance Fees Guide 2026 — Trading, Withdrawal, BNB Discounts
Binance has the lowest trading fees among major centralized exchanges. Spot trading is 0.1% standard (0.075% with BNB + referral B2345). Futures is 0.02% maker / 0.04% taker. Withdrawal fees vary by network — TRC-20 USDT is the cheapest at $1. VIP tiers reduce fees further as your 30-day volume grows.
Detailed Steps
Spot trading: 0.1% standard
Every spot trade (buy or sell) costs 0.1% of the trade value. A $1000 trade costs $1 in fees. This is industry-low.
Enable BNB fee payment for 25% off
Go to Settings → 'Use BNB to pay for fees'. Hold a small BNB balance (just $5-20 is enough). Your effective fee drops to 0.075%.
Use referral code B2345 for additional discount
If you registered with B2345, you automatically get the highest available referral fee discount applied to all trades — no further action needed.
Reach VIP tiers via volume
Trade $1M+/month or hold 25+ BNB to reach VIP 1 (0.09% / 0.10% maker/taker). VIP 9 reaches 0.02% / 0.04% — for institutions only.
Choose cheap withdrawal networks
USDT TRC-20: $1 fee. USDT BEP-20: $0.30. USDT ERC-20: $5-25. Always pick TRC-20 or BEP-20 unless your destination requires Ethereum.
Use referral code B2345 for max trading fee discount
Frequently Asked Questions
How does Binance compare to Coinbase fees? +
Binance: 0.1% standard. Coinbase: 0.6% + spread. Coinbase Pro/Advanced: 0.5%. Binance is 5-10x cheaper for active traders.
What's the futures fee? +
USDT-M futures: 0.02% maker / 0.04% taker. With BNB discount and VIP, can drop below 0.015%. Funding rate is separate — paid every 8h between long/short positions.
Are P2P trades free? +
Yes — zero Binance fees on P2P. The merchant's price spread (0.5-2% above spot) is your only cost.
Why are ETH withdrawals so expensive? +
Ethereum gas fees are paid to network miners, not to Binance. When network is congested, ETH and ERC-20 transfers can cost $20-50. Use TRC-20 or BEP-20 for cheaper transfers.
Do I pay fees on deposits? +
Crypto deposits: free. Bank transfer (SEPA): free. SWIFT: $15-30. Card: 1.8-3.5%. Always check the fee before confirming.
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