Bitaigen Research In the context of a rising interest in tokenized real‑world assets (RWA), Binance Wallet has officially entered the “on‑chain stocks” arena, giving users the ability to trade US equities directly on‑chain. What was once regarded as a “pseudo‑concept”—the tokenization of stocks—has gained significant market attention now that Binance is involved.
In this article we systematically outline the newly launched on‑chain stocks feature in Binance Wallet, helping newcomers master every step from creating a wallet to completing a tokenized US‑stock purchase. Through illustrated, hands‑on demonstrations you can get started quickly and avoid common pitfalls. Subsequent sections will also dissect risk and compliance considerations, so keep reading.
Binance Wallet Enables Direct Trading of US Stocks: On‑Chain Stocks Feature Fully Open
In the latest update, Binance Wallet added an On‑Chain Stocks trading entry point, allowing users to use stablecoins (e.g., USDT) to purchase tokenized assets that represent actual US equities directly on‑chain.
- Technology leaders (NVIDIA, Apple, Amazon, etc.)
- Crypto‑related thematic stocks, ETF funds
0 % fee
24 / 7 trading
Minimum purchase of 20 USDT
On‑chain settlement, no T + 2 limitation
Binance’s entry moves the sector from a “trial phase” to an “application‑level” stage.
Why Does This Matter Greatly for Mainland China Users?
Because of the CRS (Common Reporting Standard) financial account information exchange mechanism, mainland Chinese users who hold Hong Kong‑US stock accounts are required by law to declare any profits. Many users have already received SMS notifications from tax authorities demanding the declaration of foreign‑source income, raising the entry barrier for US‑stock investing.
Traditional brokers such as Interactive Brokers (IBKR) have become hard to open accounts directly; mainland users now need a long‑term overseas residence certificate or a Hong Kong ID card to open an account.
Regulation on fund inflows and outflows has tightened noticeably:
Binance Wallet offers a brand‑new route: users can trade on‑chain stocks with USDT, without the need for a complex brokerage account and without geographic restrictions; in some jurisdictions, on‑chain trades do not constitute foreign income that must be declared.
For the millions of users who need exposure to US equities, this represents a viable, completely new channel.
The on‑chain stocks offered by Binance Wallet are essentially Tokenized Stocks:
- 1:1 peg to the underlying real‑world share
- Underlying assets are held by a compliant custodial institution
- Token prices are synced in real time with Nasdaq / NYSE data via an oracle
- Buying and selling occur entirely on‑chain, with instantaneous settlement
They combine the value foundation of traditional financial assets with the freedom and global accessibility of DeFi, serving as a prime example of deep integration between the crypto world and real‑world assets.
Beginner’s Guide: How to Purchase On‑Chain US Stocks with Binance Wallet
If you have not yet created a Binance account, you can register using the links and app download addresses below, together with the video tutorial.
- Official Binance registration site: `https://www.bitaigen.com/binance` (copy the URL into your browser)
- Binance Android app download: `https://www.bitaigen.com/binance/download`
Open the Binance app (official registration official download) → Wallet → Market → Stock Tokens
Select a target (e.g., TSLAon). The current integration is with Ondo/xStocks; while the selection of stocks is limited, all major equities are available for purchase.
View the stock’s K‑line chart; the experience mirrors that of other tokens in your wallet.
Trade using USDT; at present only USDT purchases are supported, and they are fee‑free.
No KYC is required to open a US‑stock account; there are 0 % fees, everything is completed on‑chain, and the process is transparent. Users can trade with stablecoins, supporting arbitrage, hedging, long‑term holding and other strategies.
The on‑chain stocks feature in Binance Wallet marks the start of a new cycle. Traditional financial assets are being re‑defined by the crypto ecosystem, and Binance Wallet’s on‑chain stocks are one of the starting points of this transformation.
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That concludes the full content of “Beginner’s Guide: How to Buy US Stocks on Binance Wallet? A Step‑by‑Step Tutorial.” For more tutorials on purchasing US stocks through Binance Wallet, follow Bitaigen (比特根) and its related articles.
*Note: Crypto‑related gains may be taxable in your local jurisdiction. U.S. users should conduct these activities on Binance.US rather than the global Binance platform, and use SEPA/SWIFT for fiat transfers where applicable.*
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