Bitaigen Research Tokenization – the idea of moving stocks, bonds and other real‑world assets onto a blockchain instead of traditional networks – is gaining traction.
Ordinary investors can gain exposure by investing in mainstream blockchain and related equity portfolios, focusing on RWA tokenization projects on platforms such as Ethereum, Solana, XRP and others.
Below are the main developments from the past month:
- Robinhood and Kraken launched tokenized stock trading for the first time. Robinhood’s offering runs on Ethereum’s Layer 2 network Arbitrum, while Kraken’s xStocks operates on Solana. Both services are currently available only to non‑U.S. investors; meanwhile, Coinbase has filed paperwork with the U.S. Securities and Exchange Commission (SEC) seeking permission to offer tokenized stocks in the United States, describing it as “a major priority.”
- Financial institutions committed $135 million to the Canton Network. Canton is a brand‑new Layer 1 blockchain focused on stock and bond trading. The round was led by market‑making giant DRW Capital and bond‑trading platform Tradeweb Markets, with participation from Citadel, DTCC, Goldman Sachs and others.
- SEC Chair Gary Gensler called tokenization a significant innovation and said the U.S. SEC “should focus on fostering the marketization of tokenization,” adding that the era of enforcement‑first regulation “has ended.”
In addition:
- Latin America’s largest crypto exchange Mercado Bitcoin announced it will tokenize $200 million of real‑world assets on the XRP Ledger.
- Galaxy Digital warned that tokenization could erode revenue for the New York Stock Exchange.
- The total on‑chain RWA (real‑world asset) tokenization volume hit a historic high.
These dynamics indicate that tokenization is rapidly permeating the traditional financial system. When, then, might this start influencing the prices of assets such as Ethereum, Solana, XRP, Chainlink and others?
In this article we compile the latest RWA tokenization updates, explain how mainstream platforms are bringing real assets on‑chain, and highlight projects that merit attention today. By understanding the technical pathways and market positioning, ordinary investors can gain a clearer sense of entry timing. The piece provides a practical reference framework to help you make more informed choices in the complex world of on‑chain assets.
The Outlook for Tokenization
I hold two views on tokenization:
- An inevitable trend: Traditional equity markets are only open on weekdays from 9:30 am to 4:00 pm, severely limiting liquidity. Imagine a scenario where your inbox shuts down at 4 pm on Friday and doesn’t reopen until Monday. Settlement speeds are also sluggish; last year’s shift from T+2 to T+1 settlement was still widely discussed. By contrast, blockchains can settle 24/7, almost instantly.
- A reality that still needs time: Market‑structure evolution is inherently slow. Looking back at the transition from floor‑based trading to electronic trading, anyone can sense the lag between technological possibility and actual deployment.
Recent multiple breakthroughs make it plausible that the tokenization narrative could begin to affect related asset valuations in the short term.
Why Price Impact May Be Starting Now
The potential market size for tokenization is enormous. BlackRock CEO Larry Fink wrote in this year’s shareholder letter: “Every stock, every bond, every fund—every asset—can be tokenized.”
- The global equity market is roughly $117 trillion, the bond market about $140 trillion, amounting to $257 trillion of assets with tokenization potential.
- The stablecoin market is projected to grow from about $250 billion today to $2 trillion by 2030, which would still represent only about 1 % of the broader tokenization vision.
While fully on‑chain trading may require a decade or more, the fact that large institutions like Robinhood and Tradeweb have already positioned themselves makes a 1‑5 % penetration rate conceivable. If a few trillion dollars of value move on‑chain, the impact would dwarf the combined market cap of Bitcoin and all other cryptocurrencies.
How to Participate as Tokenization Gains Momentum
The most straightforward approach is to hold mainstream Layer 1 blockchains and their infrastructure, such as Ethereum, Solana, XRP, Chainlink and the like.
- Concentrated exposure: Ethereum currently leads the tokenization space, but over‑reliance on a single chain could cause you to miss opportunities on other platforms.
- Supplementary equity exposure: Keep an eye on companies that have already built tokenization capabilities, such as Robinhood, Coinbase, Circle and similar firms.
If Larry Fink’s forecast materializes, the tokenization market could expand by several thousand‑fold over the next few years.
The Ten Most Promising RWA Blockchains for 2025
The following ten blockchains are at the forefront of RWA innovation. Each project offers distinct advantages in compliance, scalability and real‑world applicability.
1. Ethereum
- Consensus: Proof‑of‑Stake (PoS)
- Throughput: Roughly 15 TPS on‑chain, boosted to hundreds of TPS via Layer‑2 solutions such as Optimism, Arbitrum and ZKsync Era, with dramatically lower fees.
- Key standards: ERC‑1400, ERC‑3643 (designed for security tokens and compliant assets).
- Flagship projects: Centrifuge (has tokenized over $300 million of assets), BlackRock BUIDL Fund, Securitize.
2. Solana
- Technical traits: Proof‑of‑History combined with PoS, 50,000+ TPS, average finality 400 ms.
- Fees: Approximately $0.013 per transaction.
- Highlight projects: SPYx (processes more than $100,000 USD of ETF transfers per day), Credix (improves access to affordable loans in Brazil).
- Mid‑2025 snapshot: Custodies $413 million of RWA, with 51,000+ holders and a 600 %+ TVL growth over the prior 30 days.
3. Chainlink
- Role: Decentralized oracle network supplying real‑time price feeds, reserve proofs and cross‑chain interoperability for RWA.
- Ecosystem penetration: Over 80 % of tokenization platforms rely on Chainlink oracles.
- Milestone: June 2025 saw cross‑chain treasury settlement linking JPMorgan Kinexys with the Ondo Chain testnet.
- Tech expansion: The CCIP (Cross‑Chain Interoperability Protocol) is being explored by institutions such as Swift and DTCC.
4. Plume
- Positioning: EVM‑compatible Layer‑1 focusing on RWA‑DeFi integration.
- Performance: Around 1,000 TPS with low transaction costs.
- Compliance toolkit: Built‑in KYC/AML, licensed tokens and tax‑infrastructure modules.
- July 2025 data: Holds $128 million of RWA, 128,000+ token holders, with a 87 % TVL increase in the last 30 days.
5. XRP Ledger (XRPL)
- Consensus: Federated consensus delivering roughly 1,500 TPS with near‑zero fees.
- Compliance features: Supports issuance of licensed tokens and on‑chain compliance metadata.
- Use cases: Mercado Bitcoin tokenized $200 million of fixed‑income and equity assets on XRPL; Ondo Finance launched a $693 million OUSG treasury token.
- Mid‑2025: RWA transaction volume reached $157 million, a 34 % month‑over‑month increase.
6. Stellar
- Consensus protocol: Stellar Consensus Protocol (SCP), delivering about 1,000 TPS.
- Advantages: Micropayment‑level fees, cross‑border‑payment friendliness, native KYC anchoring framework.
- Key projects: Franklin Templeton “Benji” fund, WisdomTree Prime tokenized fund.
- Mid‑2025: Network holds $590 million of tokenized assets, with RWA trade volume surpassing $3 billion.
7. Algorand
- Consensus: Pure Proof‑of‑Stake (PPoS) achieving roughly 1,000 TPS and finality under 5 seconds.
- Asset framework: Algorand Standard Assets (ASA) enable compliant issuance and instant settlement.
- Market share: As of mid‑2025, Algorand accounts for roughly 70 % of the RWA market, with total assets valued at $425 million.
- Flagship projects: Lofty.ai (U.S. real‑estate tokenization), Midas Treasury bills, Mitsui OSK Lines carbon tokens.
8. XDC Network
- Positioning: Enterprise‑grade Layer‑1 built specifically for trade finance and RWA tokenization.
- Tech: Delegated Proof‑of‑Stake (dPoS) with near‑zero fees and millisecond‑level latency.
- Standards compatibility: Supports ISO 20022, MLETR and other global financial messaging standards.
- Partnership examples: $500 million RWA project with LIQI, custody integration with Utila.
9. Aptos
- Tech stack: Move‑based PoS Layer‑1 emphasizing compliance and identity verification.
- Ecosystem size: Custodies $540 million of RWA across 13 tokenized asset types, including BlackRock BUIDL and Franklin Templeton BENJI funds.
- Regulatory recognition: Selected as a preferred technology candidate in Wyoming’s WYST stablecoin pilot.
10. Sei
- Features: EVM‑compatible parallelized Layer‑1 using Twin Turbo consensus and optimistic parallelism.
- Performance: 12,500 TPS, finality under 400 ms, transaction fees effectively zero.
- Ecosystem collaborations: Attracts fintech leaders such as Zero Hash to provide settlement services for tokenized assets.
- Regulatory outlook: Also chosen for Wyoming’s WYST stablecoin pilot, positioning it as an institution‑grade fast cross‑border settlement platform.
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That concludes the full translation of “RWA Tokenization Is Gaining Momentum – How Can Ordinary People Invest? A Survey of Hot RWA Projects.” For more RWA‑related news, you can search past articles on Bitaigen or continue browsing the recommended reads below. We look forward to your continued interest and support for Bitaigen!
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Related Reading
- RWA Tokenization Surpasses $23B by Mid‑2025 – 260% Growth
- Real-World Asset Tokenization: Redefining Global Ownership
- Tokenized Stocks: Unlock US Equity Access with Stablecoins
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